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โœ“ Verified ReviewLast updated: April 2026 ยท 8 min read
๐Ÿ”ต

CEX.IO Review 2026

CEXRegulated โœ“Tier 2

CEX.IO is a UK-regulated exchange known for easy fiat on-ramp with credit/debit card support.

โœ… Best for: Spot
โŒ Not ideal for: Higher fees
๐Ÿ† Overall Rating: 3.9/5
โญ 3.9/5 |Maker: 0.25% |Taker: 0.16% |Volume: $50M |Founded: 2013
3.9/5
Overall Rating
0.25%
Maker Fee
0.16%
Taker Fee
$50M
24h Volume
Visit CEX.IO โ†’

Is CEX.IO Safe?

Proof of Reserves
โœ… Yes
Cold Storage
90%+
Regulated
โœ… Yes
Hack History
Clean
Insurance Fund
Yes
๐Ÿ’ธ

Calculate Your Fees on CEX.IO

Enter a trade amount below to see exactly what you'll pay in trading fees.

Maker Fee
$2.50
|
Taker Fee
$1.60
Open Full Fee Calculator โ†’

ChainFx Score Breakdown

Trading Fees2.9/5
0.25% maker / 0.16% taker
Security & Trust4.0/5
Regulated & compliant
User Experience3.7/5
Interface, speed & reliability
Feature Richness1.3/5
Spot, Staking, Fiat Gateway

CEX.IO Key Features & Products

SpotStakingFiat GatewayCard Payments

CEX.IO offers 4 major products and services including Spot, Staking, Fiat Gateway and 1 more. Founded in 2013, the platform supports 200+ trading pairs across Global. With $50M in daily trading volume, it is one of the most liquid venues in its category.

โœ… CEX.IO Pros

  • โœ“Easy fiat purchases
  • โœ“UK-regulated
  • โœ“Card payments

โš ๏ธ CEX.IO Cons

  • โœ—Higher fees
  • โœ—Limited trading features

CEX.IO Exchange Details

Founded2013
Exchange TypeCEX (Centralized)
Trading Pairs200+
Supported RegionsGlobal
Licensed/RegulatedYes โœ“
Maker Fee0.25%
Taker Fee0.16%
24h Trading Volume$50M
ChainFx Rating3.9 / 5.0 โญ

How to Get Started on CEX.IO (2026 Guide)

  1. 1
    Create Your CEX.IO Account
    Visit the official CEX.IO website and click "Sign Up". Enter your email address and create a strong, unique password.
  2. 2
    Complete KYC Verification
    Upload a government-issued ID (passport or driver's license) and a selfie. Verification is required for full account access.
  3. 3
    Deposit Funds
    Fund your CEX.IO account via bank transfer, credit/debit card, or crypto deposit. Note minimum deposit requirements and processing times.
  4. 4
    Place Your First Trade
    Navigate to the trading section, select your cryptocurrency pair, choose order type (market or limit), and execute your trade. CEX.IO charges 0.25% maker / 0.16% taker fees.

Is CEX.IO Safe? Security Analysis

CEX.IO has earned a 3.9/5 security rating from ChainFx's editorial team. As a regulated CEX, CEX.IO is required to maintain compliance standards, segregate user funds, and undergo regular audits. Founded in 2013, CEX.IO has been operating for 13 years and serves users in Global.

๐Ÿ”’
Cold Storage
Yes
๐Ÿ›ก๏ธ
2FA Support
Google/ SMS
๐Ÿ“‹
Regulated
Yes (Global)

CEX.IO User Reviews & Community Sentiment

3.9
out of 5.0
โ˜…โ˜…โ˜…โ˜…โ˜…
Excellent (5โ˜…)
55%
Good (4โ˜…)
25%
Average (3โ˜…)
12%
Poor (1-2โ˜…)
8%
A
Alex T.
โ˜…โ˜…โ˜…โ˜…โ˜…

Best Spot platform I've used. CEX.IO fees are competitive at 0.25% and withdrawals are fast.

S
Sarah M.
โ˜…โ˜…โ˜…โ˜…โ˜…

Good platform overall. Easy fiat purchases. The higher fees takes getting used to but worth it for active traders.

CEX.IO vs Competitors Comparison

ExchangeMaker FeeTaker FeeRatingBest For
โญ CEX.IO0.25%0.16%3.9/5Spot
Binance0.1%0.1%4.8/5High Volume
Coinbase0.4%0.6%4.5/5Beginners
Kraken0.16%0.26%4.7/5Security

CEX.IO Full Review - Our Expert Analysis (2026)

After extensive testing, our team of crypto trading experts at ChainFx rates CEX.IO a 3.9 out of 5.CEX.IO is a centralized exchange (CEX) that was founded in 2013 and currently offers 200+ trading pairs with $0.25% maker and 0.16% taker fees.

When evaluating whether is CEX.IO safe to use, we consider regulatory compliance, proof of reserves, insurance coverage, and historical security incidents. CEX.IO operates as a regulated entity in Global, which provides a higher level of user protection compared to unregulated exchanges.

CEX.IO fees are slightly above average compared to industry standards. The CEX.IO maker fee of 0.25% rewards liquidity providers, while the CEX.IO taker fee of 0.16% applies to market orders. Active traders can often unlock fee discounts by holding native tokens or reaching higher volume tiers.

Overall, CEX.IO is best suited for intermediate traders looking for specific features not available on major exchanges. If you're comparing CEX.IO vs Binance or CEX.IO vs Coinbase, the right choice depends on your trading frequency, geographic location, and preferred fee structure.

CEX.IO FAQ - Frequently Asked Questions

Is CEX.IO safe to use in 2026?+
CEX.IO has a security rating of 3.9/5 based on our review. CEX.IO is a regulated exchange operating with appropriate licenses in Global. It was founded in 2013 and supports 200+ trading pairs. Always enable 2FA and use a hardware wallet for large holdings.
What are CEX.IO trading fees?+
CEX.IO charges a maker fee of 0.25% and a taker fee of 0.16%. Maker fees apply when you add liquidity to the order book (limit orders), while taker fees apply when you immediately fill existing orders (market orders). Fee discounts may apply based on 30-day trading volume or holding native tokens.
How do I get started on CEX.IO?+
To start trading on CEX.IO: 1) Visit the official CEX.IO website. 2) Complete the KYC verification process with a government ID. 3) Deposit funds via bank transfer, card, or crypto. 4) Start trading from 200+ available pairs.
What cryptocurrencies can I trade on CEX.IO?+
CEX.IO supports 200+ trading pairs. Key features include: Spot, Staking, Fiat Gateway, Card Payments. The platform serves users in Global.
How does CEX.IO compare to Binance and Coinbase?+
CEX.IO (0.25% maker / 0.16% taker, rating 3.9/5) competes well against Binance (0.1% fees, 4.8/5) and Coinbase (0.4-0.6% fees, 4.5/5). CEX.IO stands out with Easy fiat purchases and UK-regulated. The main drawback is Higher fees.
What are the withdrawal fees on CEX.IO?+
CEX.IO withdrawal fees vary by cryptocurrency. Network fees (gas fees) are determined by the blockchain, not the exchange itself. For specific withdrawal fee amounts, check CEX.IO's official fee schedule page as rates are updated regularly based on network conditions.
Is CEX.IO available in the USA?+
Yes, CEX.IO is available in the United States. It operates under appropriate US regulatory guidelines.
Does CEX.IO require KYC verification?+
Yes, CEX.IO requires KYC (Know Your Customer) verification as a regulated exchange. This typically involves submitting a government-issued ID and proof of address. Full KYC unlocks higher withdrawal limits and additional features.

How CEX.IO Compares

๐Ÿ”ต
CEX.IO
โ˜…โ˜…โ˜…โ˜…โ˜…
3.9/5 rating

Quick Actions

๐Ÿ“‹ Key Facts

Founded2013
TypeCEX
Pairs200+
Regulatedโœ“ Yes
Volume$50M

Related Topics

CEX.IO feesCEX.IO reviewCEX.IO safe?CEX.IO alternativesCEX.IO vs BinanceCEX.IO tutorialhow to use CEX.IObest crypto exchange

๐Ÿ“ˆ For Active Traders

Active traders on CEX.IO benefit from a 0.25% maker fee structure. Compare this with Binance at 0.1% or OKX at 0.08% to determine your monthly fee savings at high volumes. Use our fee comparison calculator to calculate exact savings.

๐Ÿ”ฐ For Beginners

New to crypto? CEX.IO may require some prior crypto knowledge. We recommend starting with our free trading tools to understand position sizing, risk management, and fee impact before depositing.

๐Ÿฆ For Institutions

Institutional investors considering CEX.IO should note its $50M daily volume, regulatory compliance, and Spot capabilities. Contact CEX.IO directly for custom fee tiers and custodial arrangements.

Disclaimer: ChainFx reviews are for informational purposes only and do not constitute financial or investment advice. Cryptocurrency trading involves significant risk of loss. Always conduct your own research before depositing funds on any exchange. ChainFx may receive affiliate compensation from exchange links, which does not influence our editorial ratings.